Britons warned of sales-induced debt problem
Tue, 22 Dec 2009
Consumers should decide on a sales strategy before venturing out to the shops for the New Year sales, it has been advised.
According to Chris Morling, managing director for money.co.uk, many people cannot help but spend big in the January sales despite having already overstretched themselves in the run-up to Christmas .
"It's easy to be tempted by the sales and to convince ourselves that we need that bargain but with a slow recovery predicted for next year and pressure set to continue on household budgets, it pays to do your homework beforehand," he confirmed.
As a result, Mr Morling recommends taking five minutes to jot down a plan of attack, with a budget and a shopping list recommended as particularly vital.
Other tips include looking at the actual price rather than the discount, haggling in the store and shopping around for the best price.
Research by Friends Provident suggests people in the UK are prioritising paying off debts rather than saving for a house or funding a career break in the wake of the credit crunch.
According to Chris Morling, managing director for money.co.uk, many people cannot help but spend big in the January sales despite having already overstretched themselves in the run-up to Christmas .
"It's easy to be tempted by the sales and to convince ourselves that we need that bargain but with a slow recovery predicted for next year and pressure set to continue on household budgets, it pays to do your homework beforehand," he confirmed.
As a result, Mr Morling recommends taking five minutes to jot down a plan of attack, with a budget and a shopping list recommended as particularly vital.
Other tips include looking at the actual price rather than the discount, haggling in the store and shopping around for the best price.
Research by Friends Provident suggests people in the UK are prioritising paying off debts rather than saving for a house or funding a career break in the wake of the credit crunch.
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