AIB Predicts Increases In Bad Debts
Tue, 12 May 2009
Allied Irish Banks (AIB) has increased estimates of the amount of money needed to cope with bad debt provision charges this year to 4.3 billion.
In an interim trading statement to the Irish Stock Exchange, the bank said it has revised its prediction due to the worsening market conditions in Ireland .
The Irish lender previously estimated that under a "stress scenario" it would need to set aside just under 3 billion for the bad debts .
The statement said: "Our key macro assumptions for Ireland are now more negative than in the stress scenario presented at our results announcement. The pace of change is increasing loan impairment and bad debt charges."
"This continuing factor means that the previous stress scenario charge is likely to be exceeded and we now expect our bad debt charge for 2009 to be around 4.3 billion."
AIB said impaired and vulnerable loans increased by nearly 9 billion in the first quarter to 24.3 billion.
The bank said profit before bad debt provisions has been good in the year to date and up on the same period in 2008.
It added that both costs and income for the group are down in the year to date.
In an interim trading statement to the Irish Stock Exchange, the bank said it has revised its prediction due to the worsening market conditions in Ireland .
The Irish lender previously estimated that under a "stress scenario" it would need to set aside just under 3 billion for the bad debts .
The statement said: "Our key macro assumptions for Ireland are now more negative than in the stress scenario presented at our results announcement. The pace of change is increasing loan impairment and bad debt charges."
"This continuing factor means that the previous stress scenario charge is likely to be exceeded and we now expect our bad debt charge for 2009 to be around 4.3 billion."
AIB said impaired and vulnerable loans increased by nearly 9 billion in the first quarter to 24.3 billion.
The bank said profit before bad debt provisions has been good in the year to date and up on the same period in 2008.
It added that both costs and income for the group are down in the year to date.
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