One In Three Brits To Fund Holiday Plans With Debt
Fri, 09 Jul 2010
Millions of Britons planning on taking a holiday this year are willing to get into debt to fund their getaway, according to new research.
A survey by insurer Bright Grey found that around a third (32 per cent) of people who are going on holiday intend to pay for their trip by using a credit card, a travel agent payment plan or by borrowing cash from family and friends.
It also that the average holidaymaker will borrow just over £1,200, but over half (58 per cent) of those taking a break will not be in a position to repay the debt straight away, meaning they could face additional interest payments on the borrowed funds.
Of the 1,499 people questioned, 13 per cent said they had to have an annual holiday regardless of their financial situation, while the same percentage said that said they had to be seen by their friends to be holidaying every year.
Roger Edwards, proposition director at Bright Grey, said: "Getting away on holiday can be a high point of the year for many people, however with one in three borrowing to pay for their getaway, it is important to make sure they don't end up with a financial holiday hangover on their return."
"Planning ahead for the future financially can help avoid using expensive emergency measures to cover them for the short-term and also mean that everyone can enjoy the sun without the grey cloud of debt hanging over their heads."
A survey by insurer Bright Grey found that around a third (32 per cent) of people who are going on holiday intend to pay for their trip by using a credit card, a travel agent payment plan or by borrowing cash from family and friends.
It also that the average holidaymaker will borrow just over £1,200, but over half (58 per cent) of those taking a break will not be in a position to repay the debt straight away, meaning they could face additional interest payments on the borrowed funds.
Of the 1,499 people questioned, 13 per cent said they had to have an annual holiday regardless of their financial situation, while the same percentage said that said they had to be seen by their friends to be holidaying every year.
Roger Edwards, proposition director at Bright Grey, said: "Getting away on holiday can be a high point of the year for many people, however with one in three borrowing to pay for their getaway, it is important to make sure they don't end up with a financial holiday hangover on their return."
"Planning ahead for the future financially can help avoid using expensive emergency measures to cover them for the short-term and also mean that everyone can enjoy the sun without the grey cloud of debt hanging over their heads."
Recommended links
Debt support and adviceFree debt help enquiry
Debt fact sheets
Debt advice and guidance
Benefits of debt advice
Debt stress support
Debt management tools
Practical debt test
Credit card repayment calculator
Parents Worried About Falling Into Debt During Summer Holidays
Debt Charity Taking More Calls From Renters With Eviction Concerns
Cheryl Cole Doorstep Loan Comments Anger Anti-Debt Campaigners
OFT Warns Over Unacceptable Debt Collection Tactics
One In Five taking On Debt To Fund Everyday Costs
More Debt Help Enquiries Coming From Men Than Women
| news |
|---|
| Saving deemed less cost effective than paying down debt - Wed, 01 Feb 2012 |
| Mortgage holders saving rather than paying down debt - Mon, 30 Jan 2012 |
| Most expensive debt should be paid first - Fri, 27 Jan 2012 |
| More News |






