A Quarter Of Brits Getting Into Debt To Cover Holiday Costs
Fri, 03 Sep 2010
More than one in four Britons are borrowing money to help pay for their holidays, according to new research by online travel agent sunshine.co.uk.
A survey of 1,891 people who had taken or booked a holiday in the past 12 months found that around 28 per cent had used credit to fund their break.
A fifth of those who turned to borrowing for their trip admitted they would "rather be in debt than go without a holiday", despite over half claiming it would take them more than a year to clear their holiday debt .
When asked about their payment preferences, 51 per cent said they used a credit card to pay for their holiday, 24 per cent said they took out a loan and 20 per cent admitted to borrowing money off friends and family.
A third of those with holiday debt claimed it was the first time they had borrowed money to cover their holiday costs, but 68 per cent said they regularly paid for their trips in this way.
Commenting on the findings, Chris Brown, co-founder of sunshine.co.uk, said: "Borrowing money has unfortunately become an increasing necessity for those wanting to enjoy a little luxury in this tough economic climate."
"Nevertheless, people need to be careful when considering where this borrowed money comes from."
"Whilst credit cards can seem like an excellent way to put off large payments, the interest accrued will make your holiday far more expensive in the long run, especially if the debt is paid off slowly."
A survey of 1,891 people who had taken or booked a holiday in the past 12 months found that around 28 per cent had used credit to fund their break.
A fifth of those who turned to borrowing for their trip admitted they would "rather be in debt than go without a holiday", despite over half claiming it would take them more than a year to clear their holiday debt .
When asked about their payment preferences, 51 per cent said they used a credit card to pay for their holiday, 24 per cent said they took out a loan and 20 per cent admitted to borrowing money off friends and family.
A third of those with holiday debt claimed it was the first time they had borrowed money to cover their holiday costs, but 68 per cent said they regularly paid for their trips in this way.
Commenting on the findings, Chris Brown, co-founder of sunshine.co.uk, said: "Borrowing money has unfortunately become an increasing necessity for those wanting to enjoy a little luxury in this tough economic climate."
"Nevertheless, people need to be careful when considering where this borrowed money comes from."
"Whilst credit cards can seem like an excellent way to put off large payments, the interest accrued will make your holiday far more expensive in the long run, especially if the debt is paid off slowly."
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